CFPB

Feb 1, 2013

Policy-Based Evidence-Making at the CFPB II: Response to Adam Levitin

Filed Under: "Ability to Pay", "Qualified Mortgage", Bankruptcy Reform, CFPB

Thank you to my friend Adam Levitin for engaging me on my critique of the CFPB’s recently-issued—but potentially invalid—“Ability to Pay” and “Qualified Mortgage” rules. One thing I particularly enjoy in engaging with Adam is that I can follow …

Dec 16, 2012

Regulatory Decadence and Dodd-Frank

Book Review
by Todd Zywicki / 0 Comments

Filed Under: CFPB, community banks, David Skeel, Dodd-Frank, Elizabeth Warren, The New Financial Deal, Too Big To Fail

Enacted swiftly in the wake of the financial crisis, the 2,319 pages of the Dodd-Frank Financial Reform legislation contain a thicket of rules overhauling the entire American financial system, creating a bevy of new regulatory entities. But that is only …